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Medical aid · Scheme directory

Find your medical scheme.

Go straight to the scheme’s website for membership, cover and cost information.

Open medical schemes

Based on the CMS Gazette of 27 March 2026, checked on 13 September. Confirm current membership with each scheme. These are directory listings, not Khusela partnerships.

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Joining a scheme

Before you join

Confirm the full monthly contribution, the doctors and hospitals you can use, co-payments, waiting periods and the rules for your situation directly with the scheme.

The comparison tool shows selected main-member contributions. It does not calculate a family quotation or recommend a suitable option.

Looking for a restricted scheme?

Restricted schemes have membership conditions. Find their details in the Council for Medical Schemes register, then confirm eligibility with the scheme.

Open the full CMS register

Read the CMS guide to choosing an option

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